Bad Faith Coverage Issues

When you buy an insurance policy, you probably expect that the insurance company is going to look out for your interests. Your premiums are supposed to buy protection from loss, whether you purchase health insurance, homeowners' insurance or auto insurance.

Unfortunately, insurance companies sometimes put profit before people. At the time when you need them most, you could find your insurance company denying your claim, delaying payment or significantly undervaluing the benefits you are owed. If this happens to you, you need to contact an experienced bad faith attorney in the Atlanta area who can help you to take action.

At the Law Offices of Brian C. McCarthy, you will be represented by an experienced and compassionate attorney who is not afraid to stand up to the insurance companies on your behalf. Call today to schedule a free consultation and to get answers to important questions including:

  • What obligation does my insurance company have to me?
  • What should I do if my insurer won't pay a claim?
  • How can an insurance dispute lawyer in Atlanta help me get the money I need when bad faith coverage issues arise?

What Obligation Does my Insurance Company Have to Me?

When you buy insurance, the policy is a contract that outlines your insurer's obligation. If the policy says that a loss is covered, your insurance company must pay a claim when you suffer that loss.

In addition to the terms written in your insurance policy, every contract of insurance also has an implied covenant of good faith and fair dealing. This implied requirement says that the insurer has to treat your case fairly and reasonably. The insurer cannot deny or undervalue legitimate claims; make you jump through unnecessary and unexpected hoops; or otherwise make it impossible for you to get the money you were promised when you bought the policy.

What Should I Do if My Insurer Won't Pay a Claim?

If your insurance company won't pay a covered claim, you need to contact an attorney right away that specializes in bad faith. The Atlanta Law Firm of Brian C. McCarthy helps clients with insurance disputes on all types of insurance policies and has nearly a decade of experience assisting clients with taking action against insurers.

Your attorney will review the circumstances and determine if your insurer has violated the obligation to act in good faith. If so, a bad faith claim can be made.

A bad faith claim allows you to sue your insurer and recover not only the money that your insurer should have paid for your claim, but also additional compensation for any losses caused by the delay or denial. In some cases, you can also recover punitive damages for bad faith and may be awarded compensation that exceeds your insurance policy limits.

How Can An Insurance Dispute Lawyer In Atlanta Help Me With A Bad Faith Claim?

At the Law Office of Brian C. McCarthy, an insurance dispute lawyer can help you to pursue a bad faith action against your insurer in court. We can assist you in proving your case and in convincing a jury to award damages against the insurance company. We can also help you to negotiate an out-of-court resolution to a dispute over a delayed, undervalued or denied insurance claim.

To learn more about how Brian C. McCarthy can help with your bad faith coverage issue in Atlanta, call today to schedule your free consultation. We serve clients in Cherokee County, Henry County, Cobb County, DeKalb County, Fulton County, Forsyth County, Clayton County, and throughout the north Georgia area.